tag:blogger.com,1999:blog-10506891.post115271690947773393..comments2023-08-23T05:57:30.738-05:00Comments on Motherhood: My Crazy Life: Debt DietSabrinahttp://www.blogger.com/profile/17681023354474064779noreply@blogger.comBlogger8125tag:blogger.com,1999:blog-10506891.post-1152987205107563002006-07-15T13:13:00.000-05:002006-07-15T13:13:00.000-05:00Damn. I wish I had seen these episodes of Oprah. ...Damn. I wish I had seen these episodes of Oprah. I'll check out the link.catbirdhttps://www.blogger.com/profile/17175370415250915262noreply@blogger.comtag:blogger.com,1999:blog-10506891.post-1152813491101965132006-07-13T12:58:00.000-05:002006-07-13T12:58:00.000-05:00Michelle- I think the biggest issue with Debit car...<B>Michelle- </B>I think the biggest issue with Debit cards is alot of people DON'T write down what they purchase. I don't have one for that reason since I'm so forgetful, Dave had one but we canceled it because I was having to look online to see what he used it for. It's so easy to just use the dumb thing over and over like a credit card and not even think about it. I think banks actually look forward to people forgetting to write things down. We have always had tons of money in our checking and that's really bad because we just spend spend spend!! LOL <BR/>They're not bad for all people, just certain ones like us who are careless with their money!<BR/><BR/><B>Lindsay-</B> They do have tons of commercials on Oprah! I noticed that too! WTH!?! I bet since so many people watch the show, it's like the Superbowl with advertising and different companies fight for commercial spots. Probably pay more for the Oprah time slot too. lol <BR/><BR/><B>Rhonda-</B> Episode 4 is on Thursday! Yeah she has all kinds of tools on her site.<BR/><BR/><B>Jess-</B> I know! Wasn't the BMW payment $1600 a month?? Must be nice!!! My van is only $372 and sometimes I think maybe that's too high! LOL <BR/><BR/><B>Sheri-</B> I never thought if Shawn watched this when he put you on your budget. I had no idea this had been aired before.<BR/><BR/><B>Ginny-</B> Did Sean ever get his credit report corrected or are they working on it? We checked ours awhile back and it was fine. I wanted to do that first before we started looking at houses.Sabrinahttps://www.blogger.com/profile/17681023354474064779noreply@blogger.comtag:blogger.com,1999:blog-10506891.post-1152801757423680882006-07-13T09:42:00.000-05:002006-07-13T09:42:00.000-05:00hmmm, tell me more about the debit card thing bein...hmmm, tell me more about the debit card thing being bad? I use it for everything because if I have cash, I will blow it much faster, plus if we get low I can look on the computer (I enter every receipt into Quicken) and Matt & I can see quickly where we spent too much in a week. We have a budget set up for when Maddox comes and we have daycare, things will be tighter, but mostly we save, tithe, and pay our bills then blow everything else, but we put a good chunk of saving in each check. I know there is way more cutting back we could do and save more (like for vacations, etc.) . . . I'll have to check out the site and see what I can learn as well.Michellehttps://www.blogger.com/profile/11008567885267770282noreply@blogger.comtag:blogger.com,1999:blog-10506891.post-1152772567612913642006-07-13T01:36:00.000-05:002006-07-13T01:36:00.000-05:00I loved that series of shows that Oprah had. They ...I loved that series of shows that Oprah had. They were aired over here a few months ago, I learned alot of key points from them. I've always been the one to handle our finances and I do a pretty good job with it, but even I learned some things. Now I give Sean $50 a week that includes his lunch money and if he runs out by thursday then I guess on friday he's brown bagging it..lol. I've also cut out alot of shopping that I was doing. I'm so proud, I haven't bought Sierra any clothes online in almost a mth..lol thats huge for me..lol. <BR/><BR/>Over here we have to carry euro's on us at all times which I like better, this way we know exactly how much we're spending and can keep track of where it's going. <BR/><BR/>First thing everyone should do is check their credit report, I did with sean's and found alot of errors that had lowered his score, in the process of getting fixed now. Watch the rest of the shows, they're really informative.<BR/><BR/>GinnyAnonymousnoreply@blogger.comtag:blogger.com,1999:blog-10506891.post-1152760891557461692006-07-12T22:21:00.000-05:002006-07-12T22:21:00.000-05:00I watched this debt diet when it first aired (I th...I watched this debt diet when it first aired (I think in April or so) that's when Shawn put me on the cash debt diet. Having cash really does make me think twice about buying things. Shawn and I are trying hard to pay off our reno bills but it's hard with me making $600 less every month. I agree with Jess materialism is a sickness, and I have it *sigh*Shttps://www.blogger.com/profile/12973473232806796764noreply@blogger.comtag:blogger.com,1999:blog-10506891.post-1152760176066254942006-07-12T22:09:00.000-05:002006-07-12T22:09:00.000-05:00Holy Moly, Sabrina! I just watched one of these e...Holy Moly, Sabrina! I just watched one of these epidsodes that I had Tivo'd. I can't believe the lady with $170,000 in debt and still getting her hair done every week and still shopping all the time and driving a BMW! <BR/><BR/>I do think materialism is a sickness in this country and we would all be well served to stick to a cash restricted budget. If you don't have the cash to pay you don't buy. With that said, we do pay all of our cc's every month and we do live well within our means. But I know we waste a ton of money because we are terrible about tracking our finances. <BR/><BR/>I am eager to see how your version of the Debt Diet goes!Jesshttps://www.blogger.com/profile/09264059472790843992noreply@blogger.comtag:blogger.com,1999:blog-10506891.post-1152758862496074562006-07-12T21:47:00.000-05:002006-07-12T21:47:00.000-05:00I should try turning the TV on! I missed this and...I should try turning the TV on! I missed this and it would have been great to see it! Will have to check out the website for more info!Rhondahttps://www.blogger.com/profile/16379898482734875495noreply@blogger.comtag:blogger.com,1999:blog-10506891.post-1152751787792333832006-07-12T19:49:00.000-05:002006-07-12T19:49:00.000-05:00I got sucked in to this show as well. I watched t...I got sucked in to this show as well. I watched the second half of it today. <BR/><BR/>I can so relate. Some weeks I'm great and others, not so much. When I put things on the credit card I'm not as careful as I am with the debit card. I think I'll try cash as well. Let me know how it goes for you guys!<BR/><BR/>The one thing I hate about watching Oprah.... did you notice that the commercials come every 5 minutes? What the heck?!?Lindsayhttps://www.blogger.com/profile/10815083237635807313noreply@blogger.com